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This communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, FL, HI, IA, ID, IL, IN, MI, MN, MT, NC, NJ, OK, OR, PA, SC, TX, UT, VA, WA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested.

The Investment Adviser Representatives (IARs) use the trade name/DBA Complete Wealth Management Solutions. All securities and advisory services are offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.

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